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16 articles

Loan applications
General

Loan Applications: How to Present Your Books to Get Bank Approval

Loan applications rarely fail because the business is bad. They fail because the numbers are confusing. Many founders walk into …

Gift AdahGift Adah
12/23/2025
3 min read
accounting for Nigerian startupsbusinessdocument
Bootstrapping Smart
General

Bootstrapping Smart: Stretching Your Seed Capital in Lagos

Bootstrapping in Lagos is not for the careless. Rents rise suddenly. Exchange rates shift overnight. Power, logistics, and staffing costs …

Gift AdahGift Adah
12/23/2025
3 min read
bootstrappingbusinesscashflow
Investor Ready
General

Investor Ready: The 5 Metrics VCs Look for in Your Zaccheus Dashboard

When investors ask for access to your numbers, they are not looking for perfection. They are looking for clarity. In …

Gift AdahGift Adah
12/23/2025
3 min read
businessfinancesfounders
Automating Invoices
General

Automating Invoices: How to Chase Late Clients Without Sending Awkward Texts

Everyone knows the feeling. You delivered the work. You sent the invoice. The due date passed quietly. Now you are …

Gift AdahGift Adah
12/23/2025
3 min read
accounting for Nigerian startupsbusinessfinance
landed cost
General

Importing Goods? How to Calculate Landed Cost When Customs Rates Fluctuate

Importing goods can be exciting and profitable, but many businesses stumble when customs duties and fees fluctuate. A shipment that …

Gift AdahGift Adah
12/16/2025
3 min read
businessdocumentexpenses
FX volatility
General

Dollar @ ₦1,700: Structuring Your Contracts to Handle FX Volatility

One morning, the dollar crossed ₦1,700. By evening, WhatsApp groups were on fire. Suppliers were panicking. Clients were renegotiating. Some …

Gift AdahGift Adah
12/16/2025
4 min read
Digital Banking
Finance & Accounting

How Digital Banking Is Helping SMEs Thrive in Africa

Digital banking for SMEs in Africa is transforming how small businesses operate. Traditionally, limited access to banking, slow payments, and …

Gift AdahGift Adah
11/18/2025
3 min read
accountingaccounting softwarebusiness
accounting
General

The Future of Accounting Careers in Nigeria: What Graduates Should Expect

Accounting has always been the backbone of business in Nigeria, but the profession is evolving rapidly. Automation, AI, fintech innovations, …

Gift AdahGift Adah
11/18/2025
4 min read
accountingaccounting for Nigerian startupsbusiness
Recover from a bad financial year
General

Recover From a Bad Financial Year: How to Rebuild Confidence and Stabilize Your Business

Recover from a bad financial year by taking deliberate steps to understand what went wrong, stabilize your finances, and rebuild …

Gift AdahGift Adah
11/17/2025
3 min read
accountingaccounting for Nigerian startupsbusiness
Multi-Currency Payments
General

How to Manage Multi-Currency Payments as a Nigerian Exporter

Exporting products from Nigeria offers huge opportunities, but it also comes with financial complexities. One of the biggest challenges exporters …

Gift AdahGift Adah
11/17/2025
3 min read
accounting for Nigerian startupsaccounting for startupsaccounting software
A dashboard / UI of an accounting software with charts and AI-like visuals
General

How AI and Big Data Are Changing the Accounting Profession

Imagine a world where accountants no longer spend hours on repetitive bookkeeping, chasing invoices, or manually reconciling accounts. Instead, they …

Gift AdahGift Adah
11/16/2025
3 min read
Financial Health
General

How to Conduct a Financial Health Check on Your Business in 10 Minutes

Most founders want to understand the financial health of their business but rarely have the time for long reports. A …

Gift AdahGift Adah
11/16/2025
4 min read
accounting for Nigerian startupsaccounting for startupsaccounting software
How to Set Financial Goals for Small Business
General

How to Set Financial Goals for Small Business: A Practical Guide That Works

Every small business wants predictable revenue and stress-free cash flow. Most never get there because their financial goals are vague …

Gift AdahGift Adah
11/15/2025
6 min read
accountingaccounting for Nigerian startupsbusiness
Performance Culture
General

Performance Culture: How to Build a High-Performing Workplace Culture That Lasts

Let’s be real, any company can talk about “culture,” but only a few actually create a workplace where people perform …

Gift AdahGift Adah
11/11/2025
4 min read
businessdocumentfreelancers
Pricing Services in Nigeria
Finance & Accounting

Master Pricing Services in Nigeria: 5 Ways Zaccheus Helps You Earn What You Deserve

Pricing services in Nigeria is one of the hardest parts of running a business, whether you’re a freelancer, consultant, or …

Gift AdahGift Adah
10/17/2025
4 min read
documentlistsNigerian SMEs
Startup Runway Calculator Nigeria
Finance & Accounting

The Ultimate Startup Runway Calculator in Nigeria: 5 Ways to Read Your Runway & Burn Alerts with Zaccheus

Every startup founder in Nigeria knows this fear: How many months can we survive on current cash?That fear turns into …

Gift AdahGift Adah
10/17/2025
8 min read
documentNigerian SMEsstartup runway calculator